Community Heroes homeownership program

In partnership with Federal Home Loan Bank of Atlanta, the city of Charlotte has made a $30,000 down payment assistance program available to local first responders, public school employees, and frontline essential worker who purchase a home in Mecklenburg County.  This program is called the Community Heroes Homeownership Program. 

To qualify for this program, you must be an eligible home buyer and the purchase price of the home must not exceed $300,000 either resale or new. The assistance automatically becomes a grant after 10 years of owning the home you purchase with that program. Your household income should be between 80.01% and 120% of the Area Median Income (AMI). The program is available for a limited time and is based on funding availability at any given time. The funds can be used for down payment, closing costs and interest buy-down.